More than half of small business owners are using technology to accept payments, a new survey said, amid the rise of platforms like Apple’s (AAPL) Apple Pay and Square (SQ). ‘More small business owners are adopting technology overall and one of the ways they are adopting technology is to accept payments,’ said Sue Lonergan, a managing director at Bank of America Small Business, which released a survey on the state of small business owners, saying 54 percent of respondents resorted to technology to process payments. Small business owners shouldn’t be taken lightly. They account for 64 percent of private sector jobs, according to the Small Business Administration. Some 67 percent of small business owners plan to hire more employees over the next year. During the same survey last year, only 50 percent expected to hire more. ‘Small business owners are a lot more optimistic about the global economy and most optimistic about their local economy,’ she said. ’70 percent of respondents said they expect to increase their revenue next year.’ Higher streams of revenue enable business owners to hire more workers.