Retirement

Betterment CEO Says Robo-Advisors Are Popular Among Boomers

Betterment CEO Says Robo-Advisors Are Popular Among Boomers

Betterment, the largest automated investing service, is a juggernaut within the robo-advisor sphere: it has 100,000 customers who collectively invest more than $2.5 billion.

Traditional Retirement Is a Myth

Traditional Retirement Is a Myth

When considering retirement, we talk about shifting the balance of our lives away from active employment into something else. But is that a possible reality?

The Epidemic of Senior Citizen Drug and Alcohol Abuse

The Epidemic of Senior Citizen Drug and Alcohol Abuse

17% may need treatment as Baby Boomer seniors change all the old rules of retirement

Stop Making These 3 Terrible Retirement Mistakes

Stop Making These 3 Terrible Retirement Mistakes

Chances are, your retirement savings plan of attack, if you even have one, needs a tune up.

A Retirement Fund “Top Heavy” With Stocks Could Be Risky For Boomers

A Retirement Fund “Top Heavy” With Stocks Could Be Risky For Boomers

A retirement portfolio top heavy in stocks can tip over a baby boomer's late-in-life assets.

Are You Sure You Know the Difference Between a Roth 401(k) and a Traditional 401(k)?

Are You Sure You Know the Difference Between a Roth 401(k) and a Traditional 401(k)?

If someone offered you the choice of $100,000 in a regular 401(k) or $100,000 in a Roth 401(k), which should you take?

Are You Sure You're Ready to Retire? Here's How to Find Out

Are You Sure You're Ready to Retire? Here's How to Find Out

Chances are, you're not quite set. Here are a few important financial nuances you need to consider.

Your Biggest Retirement Error: You're Doing It Wrong

Your Biggest Retirement Error: You're Doing It Wrong

If you're so worried about saving for your retirement, then why aren't you expanding your retirement plan beyond what your employer is offering?

Retirees Aren't Worried About Income, But Debt and Overspending Have Them Down

Retirees Aren't Worried About Income, But Debt and Overspending Have Them Down

It's not just lack of income income that's really vexing retirees.

Why Your Financial Advisor Probably Won't Help You With These Two Issues

Why Your Financial Advisor Probably Won't Help You With These Two Issues

About one-third of financial advisors are willing to discuss two important retirement concerns with their clients. Here’s how to find one that does.

Retirement Is a Fairy Tale, According to Baby Boomers and Gen X-ers

Retirement Is a Fairy Tale, According to Baby Boomers and Gen X-ers

The vast majority of both Baby Boomers and Gen X-ers believe the traditional definition of retirement is a “romantic fantasy of the past.”

How Your IRA and 401(k) Are in Grave Danger

How Your IRA and 401(k) Are in Grave Danger

Is your retirement imperiled by a more subversive challenge than you expected.

Backdoor Roth IRAs Can Give Your Retirement a Boost, Even If You Make Too Much

Backdoor Roth IRAs Can Give Your Retirement a Boost, Even If You Make Too Much

It's possible for anyone to contribute to a Roth IRA.

Are You Ashamed at Your Retirement Portfolio? You Haven't Heard the Worst Yet

Are You Ashamed at Your Retirement Portfolio? You Haven't Heard the Worst Yet

One-third of non-retired Americans are ashamed of their meager retirement savings -- and half of all Millennials.

Playing Retirement Catch-Up Is Still Possible

Playing Retirement Catch-Up Is Still Possible

69 percent of Americans under the age of 30 and a full third of those between 30 and 49 have nothing put away fro retirement.

Retirement Reality Check: Default Investment May Be the Worst Choice for Your 401(k)

Retirement Reality Check: Default Investment May Be the Worst Choice for Your 401(k)

The Department of Labor allows 401(k) plan sponsors to offer three default investment choices to employees. You may want to avoid one of them.

How a Millennial Can Rescue Your Retirement

How a Millennial Can Rescue Your Retirement

Adopting a few of these money-smart attitudes just might prop up your retirement savings.

Building the Retirement Dream: These Are the Home Features Boomers Seek Most

Building the Retirement Dream: These Are the Home Features Boomers Seek Most

Some retirees are moving from houses with rooms for the kids and making room for their RV instead.

IRA Check-In: How Your Results Stack up to These 4-Year Stats?

IRA Check-In: How Your Results Stack up to These 4-Year Stats?

A new study shows a wide gap in balance growth in both traditional and Roth IRAs.

The Government Wants to Cut the Pension Benefits of the U.S. Military -- Sound Familiar?

The Government Wants to Cut the Pension Benefits of the U.S. Military -- Sound Familiar?

The Pentagon has proposed a 'blended retirement plan,' to ‘recruit and retain’ the volunteer military force.

Your Social Security Benefits Could Be Stripped from You

Your Social Security Benefits Could Be Stripped from You

These are the triggers that can cause your Social Security benefits to be cut back -- or cut off completely.

6 True Tales of Early Retirement Success

6 True Tales of Early Retirement Success

Want to retire before entering your 60s? Take cues from these ambitious professionals.

Why Half of Single Boomer Women Are Still Working and Loving It

Why Half of Single Boomer Women Are Still Working and Loving It

For these working women, retirement will come later. One-third say they plan to retire between the ages of 65 to 69.

Is Retirement Really All It's Cracked Up to Be?

Is Retirement Really All It's Cracked Up to Be?

Retirees who are financially set say no, but one academic believes otherwise. The problem may be practically inescapable: we're living too long.

Retirement Annuities Have a Tarnished Reputation: Are the Slams Valid?

Retirement Annuities Have a Tarnished Reputation: Are the Slams Valid?

Income for life is every retiree's goal, but the financial services industry continues to lose trust with exorbitant fees, commissions and sales incentives on annuities.

Is Retiring With a Mortgage Bad News?

Is Retiring With a Mortgage Bad News?

This should be an easy decision. Debt in retirement is not a good thing. But not all financial advisors agree.

MTV Generation Faces Retirement Wake-up Call

MTV Generation Faces Retirement Wake-up Call

Of all generations, GenXers feel the least-prepared for retirement -- and the most financially at-risk. Beating out even Boomers and Millennials.

Increasing Your Retirement Portfolio Performance By Closing the Overlap Gap

Increasing Your Retirement Portfolio Performance By Closing the Overlap Gap

Overlap in mutual fund and ETF holdings and strategies can create a gap in your portfolio.

Rich People Don't Value Money Above Everything

Rich People Don't Value Money Above Everything

For wealthy Millennials, their riches have come at a very high price.

Can You Set a Floor on Your Retirement Portfolio While Boosting Your Withdrawals?

Can You Set a Floor on Your Retirement Portfolio While Boosting Your Withdrawals?

The “safe” and “surplus” portfolio attempts to provide higher income withdrawals – but you’ve got to have the right timing.