Retirement

Why Gen X-ers Are Failing to Secure Their Financial Future

Why Gen X-ers Are Failing to Secure Their Financial Future

While Millennials already are gaining a reputation as savers and planners, Gen X-ers seem to be paralyzed by the unknown when it comes to saving for their future.

When Is It Good to Be A Naïve Investor?

When Is It Good to Be A Naïve Investor?

A simple approach to investment diversification is effective enough to have been used by the father of modern portfolio theory.

Do You Know Who Is Going To Take Care Of You When You Get Older?

Do You Know Who Is Going To Take Care Of You When You Get Older?

While half of you have made a plan for your long-term care, many of you still don't know how you'll pay for it and haven't told your kids about it.

The Social Security Missteps That Can Cost You, Big-Time

The Social Security Missteps That Can Cost You, Big-Time

New rules on Social Security distributions complicate an already complex landscape.

Binary Beatdown: Oddball Options Feature Prominently in Scams

Binary Beatdown: Oddball Options Feature Prominently in Scams

Binary options are not useful for most investors and they can be costly rip-offs for those who fail to check the backgrounds of firms and brokers.

Self-Employed Professionals Are Down $335,000 in Retirement Savings

Self-Employed Professionals Are Down $335,000 in Retirement Savings

Entrepreneurs have it good in many ways, but retirement savings isn't one of them

Launch of myRA Encourages Consumers to Start Saving for Retirement

Launch of myRA Encourages Consumers to Start Saving for Retirement

The launch of myRA by the U.S. Department of the Treasury is intended to encourage consumers who lack a traditional 401(k) or Roth IRA to save for their retirement.

Warren Bill Proposes Social Security Recipients Should Receive One-Time Raise

Warren Bill Proposes Social Security Recipients Should Receive One-Time Raise

A proposed bill by Senator Elizabeth Warren would give Social Security recipients a one-time lump sum of $581 because of a lack of a cost of living increase.

Upside and Downside of Investing in a myRA, Uncle Sam’s Newest Savings Plan

Upside and Downside of Investing in a myRA, Uncle Sam’s Newest Savings Plan

The U.S. government just rolled out a new savings plan called myRA - is it right for you?

This Simplified 401(k) Robo-Advisor Hopes to Flower on Wall Street

This Simplified 401(k) Robo-Advisor Hopes to Flower on Wall Street

An image of a wilting or thriving plant is used to convey performance in place of charts, graphs and financial jargon

Inflation Needs to Be Part of Your Retirement Plan

Inflation Needs to Be Part of Your Retirement Plan

Overall inflation may be low or nonexistent now, but tomorrow's retirees could be in for a nasty shock if it returns to historical norms.

What’s a Tontine? And Why Can’t I Use One To Save For Retirement?

What’s a Tontine? And Why Can’t I Use One To Save For Retirement?

An ancient and long-outlawed financial instrument may be part of the retirement savings plan of the future.

You Can Fund Retirement By Marrying Rich

You Can Fund Retirement By Marrying Rich

By the time you jump through all the hoops required to land a wealthy spouse, you may wish you had stayed poor.

Smart Savers Acing Retirement, With a Little Help from Their Friends

Smart Savers Acing Retirement, With a Little Help from Their Friends

Some retirement savers are turning to networks to maximize their retirement savings - is that working?

With Markets Shaky, You Need to Check Your IRA

With Markets Shaky, You Need to Check Your IRA

As the stock market continues its volatile ways, now is the best time to check in on those recent retirement planning moves — especially if they concern a Roth conversion

Stop Robbing Your Own Retirement Account

Stop Robbing Your Own Retirement Account

Tapping into your 401(k) plan for a loan or a distribution should be considered only as a last resort for consumers who are short on cash.

Boosting Retirement Income: How to Generate Funds in Your Golden Years

Boosting Retirement Income: How to Generate Funds in Your Golden Years

If you're short of cash in retirement, get busy, and get some extra income.

Socially Responsible Retirement Investing

Socially Responsible Retirement Investing

Retirees want to align their values to their portfolios, but at what cost?

You Probably Are Measuring Portfolio Performance All Wrong

You Probably Are Measuring Portfolio Performance All Wrong

Looking only at returns without thinking about risk, means seeing only half the picture.

Americans Feel Insecure About Their Social Security Knowledge

Americans Feel Insecure About Their Social Security Knowledge

When it comes to people’s Social Security benefits and how they’re determined, most feel completely in the dark

Your Lack of Knowledge About Social Security Can Drain Your Retirement Savings

Your Lack of Knowledge About Social Security Can Drain Your Retirement Savings

Indifference - or just plain ignorance - on Social Security can cost consumers plenty in retirement.

Panic Boom: Market Volatility Tips For Anxious Retirees

Panic Boom: Market Volatility Tips For Anxious Retirees

The stock market is both choppy and chaotic - what can retirees do to stay on course?

Rising Rental Costs Can Jeopardize Boomers' Retirement

Rising Rental Costs Can Jeopardize Boomers' Retirement

If you think Millennials are struggling to find affordable rentals, think about their parents.

New Fiduciary Rules Will Help Ensure Your Investments Are Not Compromised

New Fiduciary Rules Will Help Ensure Your Investments Are Not Compromised

If regulators enact new rules requiring brokers to keep clients' interests foremost, it could save retirement investors a pile of money.

Financial Literacy Is the New, Coveted Employer-Supplied Job Benefit

Financial Literacy Is the New, Coveted Employer-Supplied Job Benefit

If your workplace isn't already offering some kind of financial literacy education, it probably will be soon.

Are You Going to Outlive Your Money?

Are You Going to Outlive Your Money?

Probably the only thing more uncomfortable than thinking about dying is thinking about outliving your money.

Retirement Planning for Singles: How Going It Alone Makes Saving Different

Retirement Planning for Singles: How Going It Alone Makes Saving Different

Singles have some advantages over married couples when it comes to planning for a secure retirement. But being single also has significant downsides.

You Can Fight Back Against 401(k) Fees

You Can Fight Back Against 401(k) Fees

You won't be able to shake all the fees associated with your 401(k) plan, but you can trim down on all the extra charges for the funds within it.

Reduce Fees and Beef Up Your Retirement Portfolio

Reduce Fees and Beef Up Your Retirement Portfolio

Retirement planning fees can eat away at your retirement fund -- unless you take these steps to stop it.

How Will Rising Interest Rates Affect My Retirement?

How Will Rising Interest Rates Affect My Retirement?

Higher interest rates are on the way, which could be a game changer for retirees.