Retirement

Every Generation Is Absolutely Terrified By Retirement

Every Generation Is Absolutely Terrified By Retirement

From Millennials to Baby Boomers, uncertainly about health care costs, housing costs and overall savings has scared investors into inaction on their retirement plans.

A Third of Americans Lack Retirement Savings in a 401(k) or IRA

A Third of Americans Lack Retirement Savings in a 401(k) or IRA

A large percentage of Americans still lack any retirement savings either through a 401(k) plan or IRA despite the advent of robo advisors and budgeting apps.

Why Americans Aren't Opposed to Assisted Living Facilities

Why Americans Aren't Opposed to Assisted Living Facilities

While a big chunk of workers and retirees would rather live out their days at home, assisted living has developed a far better reputation than nursing homes.

Here Are the Best States to Live in While Saving for Retirement

Here Are the Best States to Live in While Saving for Retirement

Saving for retirement is no easy task, and it may be even more challenging depending on where you live.

Your Financial Adviser Is Ignoring This Huge Part of Retirement Planning

Your Financial Adviser Is Ignoring This Huge Part of Retirement Planning

Financial advisers are too focused on money when it comes to retirement planning, according to one expert.

How Good Is Medicare Advantage?

How Good Is Medicare Advantage?

Advantage may save seniors money but is it good for their health?

Golden Years Panic: You Have About a 2 in 3 Chance of Retiring

Golden Years Panic: You Have About a 2 in 3 Chance of Retiring

Even that may be considered optimistic, as a new study indicates that less than half of U.S. workers have put more than $10,000 toward their retirement.

Why It's Bad for Investors to Wait Until April to Fund Their IRA

Why It's Bad for Investors to Wait Until April to Fund Their IRA

Some investors are loath to fund their IRA until the last minute, waiting until shortly before the April 15 deadline, which can affect the returns on their retirement portfolios.

5 Ways You Can Increase Your Retirement Savings

5 Ways You Can Increase Your Retirement Savings

Consumers are distressingly behind on their retirement savings as many people are saddled with credit card debt and student loans.

Buying an Annuity Should be Part of Your Retirement Strategy

Buying an Annuity Should be Part of Your Retirement Strategy

Complex, costly and unfamiliar, annuities still deserve a place in the retirement plans for many savers.

Why You Have No Idea How Much Money You'll Need For Retirement

Why You Have No Idea How Much Money You'll Need For Retirement

There are rules of thumb for retirement savings, but the reality of what's necessary varies widely based on the retiree.

Why Some Retirement Investors Do Not Like Target Date Funds

Why Some Retirement Investors Do Not Like Target Date Funds

Investors need to refrain from allocating their entire retirement portfolio into target date funds, especially if their 401(k) constitutes the bulk of their savings.

One-Third of American Adults Don't Have Any Cash for Retirement

One-Third of American Adults Don't Have Any Cash for Retirement

Millions of Americans are facing a lackluster retirement, and there's plenty of blame to go around.

The Secret to a Successful Retirement

The Secret to a Successful Retirement

With workers already struggling to sock away enough money for retirement, staying healthy can go a long way toward curbing unexpected costs.

States Want to Offer Effective Options for Workers Without Retirement Plans

States Want to Offer Effective Options for Workers Without Retirement Plans

About half of American workers in the private sector are not planning for their future, lacking any sort of pension or retirement savings plan. State-level reform could fix that.

Pride Shouldn't Guide Plans For Your Old Age

Pride Shouldn't Guide Plans For Your Old Age

If you have ideas about your long-term care and who's going to provide it, now is the time to talk to your family and financial advisors.

Retirement Plans for the Gig Economy

Retirement Plans for the Gig Economy

Independent contractors, freelancers and other non-traditional workers be getting better access to company-sponsored savings programs.

Target Date Funds Are Not the 401(k) Solution

Target Date Funds Are Not the 401(k) Solution

As more 401(k) plans chose target date funds as the default option, this strategy is likely to create more complacency about retirement, encouraging us to be lazy, set-it-and-forget investors.

Debt-Saddled Millennials Need to Start Saving for Retirement

Debt-Saddled Millennials Need to Start Saving for Retirement

Millennials who are encumbered with multiple student loans and credit card debt should strive to allocate money into a retirement plan.

Investors Rarely Trade Their 401(k)s, Even During Recent Selloffs

Investors Rarely Trade Their 401(k)s, Even During Recent Selloffs

Investors rarely trade or even rebalance their 401(k) accounts, but their complacency could be saving them from making hasty decisions such as divesting their assets during this recent market selloff.

Is Your Financial Advisor Really Worth What You Pay?

Is Your Financial Advisor Really Worth What You Pay?

A new grading service promises to apply to financial advisors the sort of objective evaluation and grading system now applied to mutual funds.

Could 2016 Be the Year You Close Your Own Personal Retirement Gap?

Could 2016 Be the Year You Close Your Own Personal Retirement Gap?

Don't let a retirement gap derail your golden years.

Why Your 401(K) Has to Pick Up Social Security's Slack

Why Your 401(K) Has to Pick Up Social Security's Slack

With Social Security loopholes closing for couples, it's either contribute past the employer's match (if there is one) or face a few more years of work.

Volatility Is Here to Stay and Could Be a Plus for Retirement Portfolios

Volatility Is Here to Stay and Could Be a Plus for Retirement Portfolios

The daily swings in the market are often wide and unpredictable, which instills panic among many investors who are fearful of the downturns in their retirement portfolios.

Are You Tapping All Top 10 Sources of Retirement Income?

Are You Tapping All Top 10 Sources of Retirement Income?

Developing multiple income streams can help deliver a retirement cash flow that lasts.

Inside the Minds Of Retirement Savers Heading Into 2016

Inside the Minds Of Retirement Savers Heading Into 2016

Next Year could bring more angst than smiles for U.S. retirement savers

Why Gen X-ers Are Failing to Secure Their Financial Future

Why Gen X-ers Are Failing to Secure Their Financial Future

While Millennials already are gaining a reputation as savers and planners, Gen X-ers seem to be paralyzed by the unknown when it comes to saving for their future.

When Is It Good to Be A Naïve Investor?

When Is It Good to Be A Naïve Investor?

A simple approach to investment diversification is effective enough to have been used by the father of modern portfolio theory.

Do You Know Who Is Going To Take Care Of You When You Get Older?

Do You Know Who Is Going To Take Care Of You When You Get Older?

While half of you have made a plan for your long-term care, many of you still don't know how you'll pay for it and haven't told your kids about it.

The Social Security Missteps That Can Cost You, Big-Time

The Social Security Missteps That Can Cost You, Big-Time

New rules on Social Security distributions complicate an already complex landscape.