Retirement

Working Overtime: One in Four U.S. Retirees Will Work Beyond Age 70

Working Overtime: One in Four U.S. Retirees Will Work Beyond Age 70

Worried about their long-term financial security, many Americans are extending their working years.

Job Hoppers Stash Less Cash in 401(k) Accounts

Job Hoppers Stash Less Cash in 401(k) Accounts

While job hopping has gained momentum, this new norm appears to be affecting the amount of money saved for retirement.

Why Baby Boomers Need to Boost Retirement Income

Why Baby Boomers Need to Boost Retirement Income

Baby Boomers are falling behind in the amount of the money they have amassed for their retirement and not meeting their goals.

Cash Crunch: Seniors Are Falling Short on Generating Retirement Income

Cash Crunch: Seniors Are Falling Short on Generating Retirement Income

Time, and toxic spending habits, are holding U.S. seniors back in retirement.

Will the Rising Cost of Living Threaten Your Retirement?

Will the Rising Cost of Living Threaten Your Retirement?

While most Americans already have enough difficulty saving for retirement, there may be another obstacle not all have planned for — the rising cost of living

Here's the Nasty Medicare Advantage Gotcha

Here's the Nasty Medicare Advantage Gotcha

Managed care Advantage plans save seniors money - but do they save lives?

Not Saving Enough For Retirement Is Americans' Biggest Regret

Not Saving Enough For Retirement Is Americans' Biggest Regret

Americans have many financial regrets, but not saving for retirement is the biggest one.

This Is How Much Money You'll Need to Retire

This Is How Much Money You'll Need to Retire

The cost of retirement varies for everyone, but there's a fairly simple way to figure out how much will be enough.

How to to Tell if You Have a Good 401(k) Plan

How to to Tell if You Have a Good 401(k) Plan

With excessive fees rampant throughout the retirement investment industry, Americans need to be extra careful to make sure they have a solid 401(k).

Before Taking That New Job, Ask About The 401(k)

Before Taking That New Job, Ask About The 401(k)

Retirement plans have often been used by employers as another element of an employees' compensation.

Every Generation Is Absolutely Terrified By Retirement

Every Generation Is Absolutely Terrified By Retirement

From Millennials to Baby Boomers, uncertainly about health care costs, housing costs and overall savings has scared investors into inaction on their retirement plans.

A Third of Americans Lack Retirement Savings in a 401(k) or IRA

A Third of Americans Lack Retirement Savings in a 401(k) or IRA

A large percentage of Americans still lack any retirement savings either through a 401(k) plan or IRA despite the advent of robo advisors and budgeting apps.

Why Americans Aren't Opposed to Assisted Living Facilities

Why Americans Aren't Opposed to Assisted Living Facilities

While a big chunk of workers and retirees would rather live out their days at home, assisted living has developed a far better reputation than nursing homes.

Here Are the Best States to Live in While Saving for Retirement

Here Are the Best States to Live in While Saving for Retirement

Saving for retirement is no easy task, and it may be even more challenging depending on where you live.

Your Financial Adviser Is Ignoring This Huge Part of Retirement Planning

Your Financial Adviser Is Ignoring This Huge Part of Retirement Planning

Financial advisers are too focused on money when it comes to retirement planning, according to one expert.

How Good Is Medicare Advantage?

How Good Is Medicare Advantage?

Advantage may save seniors money but is it good for their health?

Golden Years Panic: You Have About a 2 in 3 Chance of Retiring

Golden Years Panic: You Have About a 2 in 3 Chance of Retiring

Even that may be considered optimistic, as a new study indicates that less than half of U.S. workers have put more than $10,000 toward their retirement.

Why It's Bad for Investors to Wait Until April to Fund Their IRA

Why It's Bad for Investors to Wait Until April to Fund Their IRA

Some investors are loath to fund their IRA until the last minute, waiting until shortly before the April 15 deadline, which can affect the returns on their retirement portfolios.

5 Ways You Can Increase Your Retirement Savings

5 Ways You Can Increase Your Retirement Savings

Consumers are distressingly behind on their retirement savings as many people are saddled with credit card debt and student loans.

Buying an Annuity Should be Part of Your Retirement Strategy

Buying an Annuity Should be Part of Your Retirement Strategy

Complex, costly and unfamiliar, annuities still deserve a place in the retirement plans for many savers.

Why You Have No Idea How Much Money You'll Need For Retirement

Why You Have No Idea How Much Money You'll Need For Retirement

There are rules of thumb for retirement savings, but the reality of what's necessary varies widely based on the retiree.

Why Some Retirement Investors Do Not Like Target Date Funds

Why Some Retirement Investors Do Not Like Target Date Funds

Investors need to refrain from allocating their entire retirement portfolio into target date funds, especially if their 401(k) constitutes the bulk of their savings.

One-Third of American Adults Don't Have Any Cash for Retirement

One-Third of American Adults Don't Have Any Cash for Retirement

Millions of Americans are facing a lackluster retirement, and there's plenty of blame to go around.

The Secret to a Successful Retirement

The Secret to a Successful Retirement

With workers already struggling to sock away enough money for retirement, staying healthy can go a long way toward curbing unexpected costs.

States Want to Offer Effective Options for Workers Without Retirement Plans

States Want to Offer Effective Options for Workers Without Retirement Plans

About half of American workers in the private sector are not planning for their future, lacking any sort of pension or retirement savings plan. State-level reform could fix that.

Pride Shouldn't Guide Plans For Your Old Age

Pride Shouldn't Guide Plans For Your Old Age

If you have ideas about your long-term care and who's going to provide it, now is the time to talk to your family and financial advisors.

Retirement Plans for the Gig Economy

Retirement Plans for the Gig Economy

Independent contractors, freelancers and other non-traditional workers be getting better access to company-sponsored savings programs.

Target Date Funds Are Not the 401(k) Solution

Target Date Funds Are Not the 401(k) Solution

As more 401(k) plans chose target date funds as the default option, this strategy is likely to create more complacency about retirement, encouraging us to be lazy, set-it-and-forget investors.

Debt-Saddled Millennials Need to Start Saving for Retirement

Debt-Saddled Millennials Need to Start Saving for Retirement

Millennials who are encumbered with multiple student loans and credit card debt should strive to allocate money into a retirement plan.

Investors Rarely Trade Their 401(k)s, Even During Recent Selloffs

Investors Rarely Trade Their 401(k)s, Even During Recent Selloffs

Investors rarely trade or even rebalance their 401(k) accounts, but their complacency could be saving them from making hasty decisions such as divesting their assets during this recent market selloff.