Here’s How to Keep Your Spending in Check This Holiday Season
The consumer may be strengthening, but that doesn’t mean budgeting should be pushed to the back burner.
Retailers See Sales Slump As Consumers Halt Purchases of Attire
The pace of shopping has slowed down, especially for clothing, as shoppers remain wary with weak wage growth and economic uncertainty despite the impending holiday season.
Americans Find Respite on the Sly by Taking Stealth Vacations
Americans are overworked and sheepish about taking the allotted vacation days to which they are entitled. But there's a solution.
An Insider’s Guide Holiday Gift-Giving in the Workplace
Giving holiday gifts to your co-workers or boss is tricky business. Here's how to do it right.
3 Tips on What to Look for When Buying Gift Cards
Gift cards - they're everywhere during the holiday shopping season, but if you're not careful, you could be throwing money down the drain.
Here Is Your 2015 Black Friday Shopping Experience Guide
Black Friday is weeks away, but it should be an aggressive day for holiday shoppers.
Smartorialism: How to Make High-Fashion But Economical Moves
The compulsion for American women to refresh their wardrobe costs them dearly – to the tune of $160 million annually. Is there an option that's more fiscally responsible this season?
Consumers Can Boost Their Credit Scores By Paying Bills On Time
Consumers can easily boost their credit scores by avoiding some of the fallacies surrounding the extremely convoluted manner in which credit scores are tabulated.
Gasoline Prices to Tick Downwards As Oil Glut Remains
Prices for crude oil will continue to decline as downward pressure continues with a global oil glut. Consumers can expect to pay cheaper gas through the end of 2015.
Why Are We Not Rushing to Adopt Chip and PIN Credit Cards?
A liability shift is giving consumers chip-enabled cards, sure, but a combination of dated payment infrastructure and rapidly advancing mobile technology has placed U.S. consumers and their data in limbo.
Are Credit Card Concierges Worthwhile?
American Express, Visa, MasterCard and their bank partners are wooing customers with clean credit through concierge services. They're also making it a lot easier for them to spend.
Can Your SAT Score Help You Get a Mortgage?
Rent, SAT scores, even payday loans are used by some newstyle lenders in assessing credit risks. Non-traditional credit score can be your savior.
Chip-And-PIN Credit Cards Are Still Years Away
Retailers are supposed to switch to chip-and-PIN EMV card technology by October 1, but their general ignorance of it and banks' love of cheap chip-and-signature cards has slowed the shift.
Hatching Bargains Amid Food Price Increases: A How-to Guide
While the surge in prices for eggs have stabilized and pork is now cheaper, consumers should not expect a reprieve in the cost of beef.
Credit Card Best Practices: What to Charge on Your Plastic
From medical bills to travel expenses, here’s a rundown of which purchases should be put on your credit card—and which should be left off plastic.
How to Stay Safe When Mobile Banking
As more of us bank with phones, criminals are taking aim. Here's the DIY self protection kit.
You Should Start Using A Prepaid Card Instead of Credit in These 7 Situations
The rise in the popularity of using prepaid cards is occurring partly because consumers want to prevent more hackers from making purchases and stealing their identity.
Go Inside Your Credit Report: If You're Like Most People, You'll Be Surprised What's Not Counted
There are only a few major factors that go into your credit score. The rest is missing.
Seven Essential Hiring Tips for Managers From a Career Expert
Career expert Roy Cohen offers managers essential tips on how to hire the best candidate for an open position.
Should You Smoke Your E-Cigarette at Your Desk?
The burning question for many employees who have switched to vaping their electronic cigarettes is whether their boss will allow them to “light up” while they work in their cubicles.
Late Payment Consequences: What Happens When You Miss a Mortgage or Car Loan Bill?
Consumers who are facing delinquent car or mortgage payments should start by negotiating with the lender instead of ignoring the problem.
Places to Never Use a Debit or Credit Card to Make a Payment
While carrying around your debit and credit cards to make your daily purchases from coffee to lunch to parking is efficient, the convenience could spell trouble.
It's Possible to See Your Favorite TV Shows Without Paying for Cable or Satellite
Ever click through all 700 HD channels on your cable or satellite service channel lineup only to announce, "Nothing's on..." with a long sigh? Target your watching on the cheap.
Did You Think You Could Forget About Data Hackers? Here's How Not to Be a Victim Anyway
Don't ignore a credit breach at a company that holds your data. It may take you years to recover.
Chip-and-PIN Procrastination Is Endangering Your Credit Card
While new chip-and-PIN EMV credit and debit cards are being issued before their Oct. 15 deadline, signing and swiping keeps putting your data at risk.
Why Hacking Is Taking Place Even Aboard Flights
Hacking is becoming more commonplace and your data is not safer 30,000 miles up. Watch your bank account while in the air.
Is Credit-Free Living Realistic? Yes, But It Takes Careful Planning to Execute
Living your life without credit means no credit score. How can you live a full life with no credit report?
Little-Known Credit Card Perks Can Save You Thousands This Year
Credit card perks go far beyond airline miles and cash back.
An Epidemic of Bogus Hotel Booking Sites Now Costing Travelers Millions
Hotel trade groups puts the scam's price tag at $220 million
Wrong Ways Consumers Choose to Pay off Credit Card Debt
Paying down mounting credit card debt is not an easy task, but consumers should avoid taking on additional debt or other risky schemes where you could lose your collateral.