Ellen Chang

I'm a freelance journalist who writes about energy, business and personal finance. Follow me on Twitter @ellenychang.

Parents Who Opt Out of Workforce Face Unexpected Costs

Parents Who Opt Out of Workforce Face Unexpected Costs

Parents who opt to take a sabbatical from their jobs and stay at home will face many hidden opportunity costs such as lost wage growth and retirement savings.

Consumers Who Are Too Connected at Home Are at Greater Risk of Being Hacked

Consumers Who Are Too Connected at Home Are at Greater Risk of Being Hacked

The rise of connected devices in the home means the probability that your security camera can be hacked is mounting as consumers are not boosting the security of their networks.

Why Brexit Will Make Your Gas Cheap This July 4th

Why Brexit Will Make Your Gas Cheap This July 4th

Crude oil prices plunged Friday in the aftermath of the unforeseen results of the Brexit vote and will continue their decline in the short-term.

Why BYOD Is an Increasing Threat to Offices

Why BYOD Is an Increasing Threat to Offices

As the use of personal smartphones and other devices become more ubiquitous in the workplace, managers must balance the risk of the company’s security against lowering costs and convenience.

Retirement Strategies Can Be Simple

Retirement Strategies Can Be Simple

Investors who are loath to manage their retirement accounts actively can follow a simple strategy of buying index funds to diversify their 401(k) or IRA accounts.

Women and Minorities Lag Behind in Homebuying Rates

Women and Minorities Lag Behind in Homebuying Rates

Caucasian men still lead the charge in homeownerhsip, according to a Trulia report.

Recent Grads Need to Watch 401(k) Fees

Recent Grads Need to Watch 401(k) Fees

College graduates embarking on their first career and opening their initial 401(k) and IRA accounts should be wary of the fees assessed.

Job Hoppers Stash Less Cash in 401(k) Accounts

Job Hoppers Stash Less Cash in 401(k) Accounts

While job hopping has gained momentum, this new norm appears to be affecting the amount of money saved for retirement.

Why Baby Boomers Need to Boost Retirement Income

Why Baby Boomers Need to Boost Retirement Income

Baby Boomers are falling behind in the amount of the money they have amassed for their retirement and not meeting their goals.

Memorial Day Drivers Are Flooding the Roads Amid Low Gas Prices

Memorial Day Drivers Are Flooding the Roads Amid Low Gas Prices

The second highest number of drivers will travel during Memorial Day weekend with an additional 700,000 people compared to 2015 for a total of 38 million Americans driving, AAA said.