Cell phones seem to be the most expensive technological advancement used by the majority of people each day.
Hear me out. Between text messages, taxes and minute usage: I could take at least four flight trips from New York to California a year on what I spend on cell phone charges.
After a bill that exceeded $200, more than my cable, I knew it was time to have a talk with my cell phone provider. The family plan and its offerings were obviously not meeting my needs.
Since the proliferation and popularity of cell phones, it seems like more people are spending a lot more money on phone calls. Can you hear me now? Good.
Get the Right Minutes
To minimize your costs start by finding the right plan: That means avoid paying for too many minutes or too little minutes. For me, sharing 1,400 daytime minutes between multiple people has been a problem, and for the last few months I’ve been greeted by fees for going over the minutes. A recent $150 charge from exceeding my allotted usage by 382 minutes emboldened me to pick up the phone and speak with the dreaded customer service representatives at my provider. After less than 15 minutes, I discovered a plan that works for my family that costs $20 more monthly, but would have saved me $130 in billing. Previously, when I had a single line, I had the lowest billable minutes, and I managed to accrue 2,000 rollover minutes. Bottom Line: It’s important to find the best plan with the right minutes.
If you use a lot of anytime minutes, ask your provider if they offer an early start with early evenings. Providers charge around $0.45 a minute to those that exceed the allowable anytime minutes. For many, evening minutes are from 9:01 p.m. until 5:59 a.m. This arbitrary definition of evening has created a premium charge for “anytime minutes,” or what I call daytime or peak time, that is generally what you’re billed for. (Is it easier for cell phone towers to work at night?!) AT&T charges around $8.99 per phone to push unlimited or evening minutes to 7 p.m. until 7 a.m. and that can save you a few dollars if you find yourself consistently exceeding the allotted anytime minutes during a specific period of time.