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As American International Group
The government, viewing AIG as too important to fail, has committed more than $200 billion to prop up the ailing company, which lost a record $61.7 billion in the fourth quarter. AIG has worked hard to reassure worried consumers, reminding them that its insurance subsidiaries are "well capitalized." The National Association of Insurance Commissioners even offers a resource page on its Web site to let consumers know that AIG annuities are safe, even if the company becomes insolvent.
AIG annuities, insurance policies that serve as investment vehicles, might seem like a safe place to stow money until retirement, but the company is prone to instability this year and investors might want to consider other options. While its insurance units are capitalized now, they could face problems later this year if premium revenue continues to slow.