By the Associated Press
Am I covered? Are my kids covered? What's changed?
Too often employees don't ask enough questions during their annual open enrollment period for workplace benefits. Instead many just find themselves carrying over their prior year's coverage by default. If that sounds like you, don't make the same mistake this year.
Here are some of the other key events and dates that may influence your financial planning this month:
October 11: Columbus Day — Just because it's on sale doesn't mean you need to buy it. Make sure you don't end up spending money unnecessarily simply because an item appears to be a bargain.
October 15: Time's up for taxpayers who filed a 6-month extension to file their 2009 tax returns in April.
October 27: The Federal Trade Commission's new regulation banning debt settlement companies from demanding advance fees goes into effect.