It depends on how desperate you are.
Avoid your parents' basement like the plague.
After all that pomp and circumstance goes away, the real world awaits.
Smart spending is obviously a good idea. But can there be too much of a good thing?
The bottom line for debt-rattled consumers is to avoid bankruptcy any way they can.
When you realize you're $16,000 in debt, what do you do? Build a support group with some brown bag lunches and good advice.
Many of us made a lot of resolutions in ringing in the new year, including financial resolutions. Plans on how to keep them weren’t as common.
If you and your significant other haven’t already had the "frugal holiday" talk, it’s about time to have it now.
