Understanding your credit card can give you leverage to hike your limit, get better rates and protect your purchases.
The good feeling you get for paying off a credit card can be replaced with a vague feeling of “What do I do next?”
Normally, it’s younger Americans who mount up huge credit card debt. But this recession is different – in fact, it has a shade of gray in it.
So is it a myth? Can you demagnetize the little black strip on your credit card just by carrying it around with other cards?
Appearances can be deceiving when it comes to credit-repair offers. Here are some of the most common ploys.
Credit card companies are poring over your statements looking for bad choices. Here's how to keep a clean record.












