It would be great if you were a deciding force in how your bank or brokerage house allocated all those assets. However, it's unlikely that anyone will consult you for a decision today. You could either work with what they give you or take your business elsewhere. Boil it down to those choices and your next step should be obvious.
We're living in interesting times, Capricorn, and right now you're the trailblazer on the path of change we're all following. That's especially true on January 10, when the Full Moon highlights your partnerships of all types. Don't avoid that chat about money with your spouse or business partner, however uncomfortable it may be. With communication planet Mercury going retrograde in your money sector from the 11th until the end of the month, it's a good time to review your investments and allocations, and make adjustments as you see fit. Just try to avoid making major decisions until next month, if you can. Don't worry if tension arises on the 26th regarding your income or investments. Any pressure should dissipate quickly, giving way to a much more optimistic picture of your money situation.