Debt consolidation plans look good, but the question is whether they really work.

You've seen the ads on television or on the Internet promising to help you get out from under the mounds of credit-card debt you've accrued over the years. While their flashy images and promises to get rid of your debt are hypnotic, credit-strapped consumers need to look beyond the hard sell before signing up.

In this time of high home foreclosure rates, the growing sector of foreclosure-rescue companies is rife with scam artists, say experts.

The newest advancement in the personal finance world is offering anyone willing to share their holiday spending story the chance to have their credit cards paid off.

These "premium" cards, which tout perks ranging from private jet service to help with your restaurant reservations, are all over the place now.

The personal finance blogs are a buzz with great ways to make the most of your money. Check out some of the week's most interesting posts.

Lenders keep trying to suck my family into a vortex of debt.

We're standing firm.

What's your favorite pizza topping?

That's not an idle question when it comes to protecting your identity. In fact, it's one of many security questions now being used by banks to verify your online banking transactions.

We all have the legal right to see our credit-score reports for free, but getting them can be complicated.

Mortgage refinancing is rising in popularity again -- and in light of today's emergency 0.75 percentage-point interest-rate cut by the Federal Reserve, it may look like an even better move.

There are effective ways and not-so-effective ways to deal with missing a credit-card payment.