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Insurance may be the last thing on your mind when you rent a new apartment. But if you plan to furnish it with cool stuff, say a computer, flat screen TV, leather furniture, you're going to want to protect it against damage or theft; remember, your landlord's policy insures his property, not yours. Happily, we can show you a cheap, easy way to protect what's yours without spending too much money on insurance premiums.
We all want to leave our kids a legacy of sound financial literacy. In an era where easy credit meets instant gratification, kids have more money and “stuff” than ever before. But there should be a point where your children can also set money aside for long-term desires, such as college. Raising your kid to distinguish between the “must haves” and the “gotta have nows” is daunting but not impossible. Before your child leaves the nest, here are some things he or she should know.
You may find yourself ordering a credit report to determine your credit score, track possible identity theft, or find the lowest mortgage interest rate. It's tempting to ignore it for fear that you won’t be able to understand it, or are scared by what it will reveal. Your credit rating is an essential financial tool that you must be aware of.
Click here for an easy overview to help you make sense of credit ratings.
Click here for an easy overview to help you make sense of credit ratings.
Wouldn't you like to pay off your mortgage early? After all, the mortgage interest over the term of your loan can add up to more than the original cost of the home. Although it seems like a no-brainer, you should consider your financial situation from tax deductions to credit card debt before making early payoff a priority. This guide can help you make that decision.
How to get a free credit report.
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