Perhaps these convoluted disclosures aren't meant to let banks do
anything they want. Maybe their lawyers just get paid by the word.

ReservePlus allows people to withdraw funds from their 401(k)s with a kind of debit card. That might sound pretty good, but many experts say it makes borrowing too easy and can put Americans' nest eggs at risk.

With the economy teetering on the edge of recession and showing signs of an economic slowdown, so-called secure jobs really aren't.

Borrowing against your nest egg is becoming as easy as stopping at an ATM.

A growing number of companies now offer employees the option of being issued a debit card that taps a 401(k) loan. The card, called ReservePlus, allows workers to withdraw funds from their 401(k)s.

In this time of high home foreclosure rates, the growing sector of foreclosure-rescue companies is rife with scam artists, say experts.

Let's face it, personal finance isn't nuclear physics.

The basics are so simple that anyone can get the concepts down in less than a day -- spend less than you earn, save and invest the rest.

These "premium" cards, which tout perks ranging from private jet service to help with your restaurant reservations, are all over the place now.

The prime rate looks set to keep falling following the Federal Reserve's latest rate cut. Since the consumer credit-card rates are in part measured by the prime rate, consumers might expect to see their rates fall as well.

But a number of common catches can keep your credit-card rate from falling with the prime rate.

Turn up the lights, turn down the music and forget about romance.

It's time to face the business side of marriage.

What's your favorite pizza topping?

That's not an idle question when it comes to protecting your identity. In fact, it's one of many security questions now being used by banks to verify your online banking transactions.