Even with historically low interest rates, homebuyers can save big by paying points on their mortgages at the outset.
If you have cash on hand, sometimes the best investment is in paying off your mortgage early, but be sure your financial situation makes it right when considering current economic realities.
A low appraisal can mean trouble for homebuyers. Here’s what you can do to work around an appraisal that comes in below expectations.
Turning your back on your home loan may seem like a simple solution to a major debt problem, even if you’re willing to take a credit score hit. But that’s not the only hit you could possibly take.
A report says 95% of all mortgage refinances are for fixed-rate mortgages, even though adjustable-rate mortgages may offer a better deal in short term.
Refinancing agreements don't have to add years to your mortgage debt if you choose a loan with an unconventional term.
An analysis of credit scores nationwide shows where to look for the rebound in consumer spending, borrowing and confidence.
Mortgage relief is a hot topic these days as banks and homeowners try to find a way to reverse the trend of foreclosures and defaulted mortgages, but low-income homeowners still get little help.
With mortgage rates at record lows, many are wondering whether it’s an opportune time to refinance again. Here’s a look at the pros and cons of the decision.
The Fed plans to keep interest rates low for two years, and there are several ways you can make money off of it.