Outstanding credit card debt in the U.S. totaled $790 billion at the end of 2010, but not all cities are equally in the red.
A HELOC is a good deal cheaper today than it was before the recession, but it could be more expensive over the long run if interest rates rise as expected.
The Big Three credit bureaus are starting to offer credit scoring info on the house. Should you buy in?
The simple solution is often the best: cut up all extra cards to pay down debt and pump up your credit score.
Depending on your credit history, a “hard” or “soft” inquiry can damage your credit score.
Consolidating debt into "one low payment" doesn't address the real problem: Spending. This plan does.
Holiday shopping is a great way to add to your debt. Here are some strategies to help get a head start on managing it.
Paying down debt is one of the best ways to avoid a financial collapse, but more people are using bankruptcy to restart their personal finances.
Wondering how to improve your credit score, or who’s allowed to check your credit report? Ask Uncle Sam.
You’ll want to think twice before taking out that plastic after hearing these tales of serious spending sprees.