The new year may mark a fresh start in many aspects of a consumer’s life, but your credit score won’t be changed once 2012 is rung in.
MainStreet rounded up a few websites that will give you a free credit score before the new year.
Having a credit card that you don’t use is more likely to have a positive impact on your score than a negative one.
CoreLogic’s forthcoming credit score attempts to make credit available to those who may otherwise be unable to get it, but will it really work as intended?
New data from Columbia University and Stanford University suggests that people who are quick on the trigger emotionally tend to make bad financial decisions – and have low credit scores as a result.
Any information that isn’t reported to the credit bureaus isn’t going to impact your score, but even if your lender doesn’t report to the bureaus directly, there are a few scenarios that could cause the information to wind up in their hands anyway.
Your credit card issuer should have no bearing on how many points you receive when your score is tabulated.
A new study suggests that having a good nature actually harms your credit score.
A good credit score means you’re already doing a lot of things right with your money, so it’s risky to start messing with your credit profile to reach the elusive 850.
