It depends on the terms set by the issuer, but consumers generally shouldn’t expect a sign-on bonus to be available by the time they pay their first bill.
Consumers remain confused on the terms of their credit card contracts, causing a large portion of complaints that the CFPB is receiving in its first few months as an agency.
Credit card issuers use all sorts of tricks to hook you into applying for a new card, but there are some terms that indicate that an offer isn’t quite as sweet as they say it is. MainStreet breaks down what to look out for.
Starting today, consumers who use their registered Amex cards to make online purchases of $25 or more at select stores could receive a surprise gift via email.
A survey conducted by Freescore.com found that nearly a quarter of consumers who plan to use plastic to pay for purchases during the next few weeks say their credit card balances will rise as a result of the holiday shopping season.
Paying with credit cards causes people to focus less on the cost of the product than those who pay with cash, a new study shows.
Chase is rolling out a credit card embedded with a "smart" chip technology that reduces fraud and is widely used outside the United States.
Wal-Mart Stores Inc. is hoping to get customers to spend happily with its branded credit cards this holiday season. But shoppers should check the list of conditions twice before applying for the card or racking up charges.
The consumer credit card debt problem seems to be easing up, according to new numbers from the New York Federal Reserve, Citibank and Bank of America.
Credit card delinquencies increased nationwide for the first time since the fourth quarter of 2009, but still remain near an all-time low, says TransUnion.