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Visa is working hard to get merchants to revamp their credit card systems so banks will adopt its smart card technology, but what would these really do for consumers?

Startups and nontraditional banks are trying to capture customers with innovations, good rates and lower fees.

Google's Wallet is getting thicker. The company is adding Visa, American Express and Discover to its payment system, which aims to make cellphones the credit cards of tomorrow.

Plenty of credit cards offer awesome rewards specifically designed to attract sports fans – but don’t be fooled by the team insignia alone.

The next time you swipe your credit card at check-out, consider this: It's a ritual the rest of the world deems outdated and unsafe.

Swipe fee rules don't account for returned items, but merchants are unsure how to make up for it.

As many young Americans get their hands on their first piece of that magical and sometimes harmful piece of plastic, MainStreet looks at what first-timers should do as soon as they get their credit card in the mail.

Credit card late payments and default rates continue to drop, and the Federal Reserve has pledged to keep interest rates at historic lows, but only a small percentage of banks have eased their lending standards on credit cards.

Prepaid cards are a rare picture of growth in the financial services industry, but a product meant to help lower-income customers may also end up helping criminals.

Parents have more say in the credit choices their kids make. As the fall semester gets underway, here are some options to consider.

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