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Terry Savage

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As the program rolls out across the country, check recipients would be well-advised to consider signing up.

Terry Savage warns that lenders will be tighter with cash this time around.

Terry Savage outlines where to put the money you just can't afford to lose.

Terry Savage gives advice on how regular investors should handle their investments in this depressed climate.

Make sure all your bank deposits will be covered in the event of a failure. Here's how.

However, bonds you already own may be just fine. It all depends on what kind of deal you're getting.

The world of student loans just became more complicated and expensive for some borrowers, while others are about to get a great deal.

FROM THESTREET.COM: With all the headlines in recent times about Federal Reserve rate cuts, it’s easy to jump to the wrong conclusion: that you can afford to wait to refinance your home.

But that’s a dangerous position to take. It’s one thing to speculate with interest rate futures. It’s quite another to gamble with the roof over your head.

What exactly does your homeowners or auto insurance policy cover? The time to find out is before the disaster. Now is a good time to take a closer look at your policies and to ask questions of your agent.

What's your favorite pizza topping?

That's not an idle question when it comes to protecting your identity. In fact, it's one of many security questions now being used by banks to verify your online banking transactions.