Card issuers bury vital information in fine print no one reads, so it's important to find one with transparent applications.
You don't want to find one of these cards in your wallet, and if one already is, you don't want it there long.
As you mature, your financial needs grow and evolve along with your personal life, tastes and values. You most likely wear different clothes than you did in high school or college, for example, and you should be using a different credit card.
Bank of America is ahead of CARD Act regulations, while Wells Fargo, HSBC and U.S. Bank sticks to the rules.
Start on the path to zero credit card debt now and you can save your New Year's resolutions for losing weight.
Consumers have the potential to play the biggest role in reducing medical costs and, thus, making health insurance more affordable.






