Jeffrey Strain

When it comes to tracking your money, many people opt for computer software such as Quicken or Microsoft Money.

But there are now more and more Web sites being launched in an attempt to take some of the business away from these platforms. They claim they can make tracking your finances easier, and at no cost.

Thanks to a government rebate, a check might be coming your way.

Now what? Treat yourself to an iPhone?

Not so fast.

With the economy teetering on the edge of recession and showing signs of an economic slowdown, so-called secure jobs really aren't.

Saving money and reducing debt are regular top five New Year resolutions for many people in the U.S.

If either of these is on your list, you are going to need to come up with a plan on how to save money. One of the best ways to accomplish this is to turn saving money into a game. In fact, you are probably already doing this to some degree without even realizing it.

When money gets tight and there isn't enough to go around, people sometimes begin to panic when it comes to prioritizing outstanding debts.

As the dollar plummets in value vs. a myriad of foreign currencies, don't be caught by surprise at the ways it could affect your everyday life.

Putting off for tomorrow what you can do today could end up hurting your wallet.

Few things affect your quality of life more than financial literacy.

The basics go well beyond being able to open up a bank account or get a job. They entail knowing how to make a wide variety of financial decisions throughout your life.

The best time to begin your own business is when you don't need the money. Most people don't look for a second income until they are faced with a financial crisis, which means their options are limited. Since they need money right away, they are forced to take a job that pays a salary, as opposed to starting a business that they enjoy but that may not generate income right away.