This is the first time since 2010 that expectations for the growth of credit demand did not exceed expectations for the growth of credit supply.
Now the refi rage is fading, as rising rates make it harder to save money by replacing an old loan with a new one,
With interest rates of Stafford loans doubled, the ROI of a higher education is ever in doubt.
Rising interest rates and a projected slowdown in home-price appreciation make the five-year and other ARMs too risky.
But a gain in interest earnings could be wiped out by a big investment loss.
Investing for the college degree.
Is the housing market really on the rebound?
Though the real estate market looked to be on a major upswing, can it sustain that momentum?
Is a house a home or an investment?
"Neither a borrower nor a lender be," may not always be sound advice.