Like student and travel credit cards, store cards are changing and some may – or may not – prove worthwhile to frequent customers. Here’s how to determine which ones you should never apply for.
Credit card issuers have been known to lower rates if a customer calls them up to negotiate. Here’s what you should say if you decide to make the call.
MainStreet breaks down the three questions you should ask yourself to determine if the rewards associated with an annual fee credit card are actually worth it.
You may want to double-check with your issuer, but if it’s in keeping with the trend, it’s highly unlikely.
Some consumers feel credit bureaus have pressured them into buying additional identity theft monitoring products when they use their services, says a new report from the Federal Trade Commission.
Student cards have changed since legislation prohibited companies from issuing credit to anyone under 21 who didn’t have a stable source of income or a co-signer. Here’s what students and their parents should look for when they go to sign up for that first credit card.





