Jeff Brown's personal finance columns have appeared in many newspapers. He has blogged for The New York Times and PBS' Nightly Business Report. He also writes regularly for Knowledge@Wharton, the business journal at the Wharton School, University of Pennsylvania.
Why Retirees Now Have to Question the 4% Withdrawal Rule
To get to a living-large lifestyle in retirement, you're going to need more flexibility than blind adherence to a money withdrawal rule.
'HELOC Creep' Means You're Going to Waste Your Great Home Equity
Homeowners who take out a home equity line of credit for one purpose but use it for another risk higher rates for low value.
Why You May Not Need Long-Term Care Insurance After All
Yes, you might need nursing-home care. But the most common figures about those needs don't tell the whole story.
Build Refinancing Rainy-Day Fund, Protect Against the Unexpected
If you've just bought a home and have a brand-new mortgage, the last thing on your mind is refinancing. But the unexpected does happen.
Why Old-Fashioned Taxable Accounts Are O.K. for the Young
There's no shortage of experts urging young workers to put all they can into 401(k)s and IRAs, but those vehicles have drawbacks.
How Near-Retirees Can Do Their Investing ‘Coasting’ Stage Right
Do you know about the coasting stage, geared to near-retirees who expect to live longer than their parents did?
Turn Your Useless Wedding Gifts Into Down Payment on a House
A young couple getting hitched once needed lots of things, and friends and family responded with household items such as dishes and silverware. Times have changed.
5 Reasons It's Good News When Increases in Home Value Slow Down
Homeowners can make more money when prices rise fast, but over time, owners and prospective owners are best served by a calm, orderly market.
7 Ways the Young Can Make Short-Term Homeownership Work
Renting is still the best option for many, but for some, buying a home is more a matter of minimizing risk.
Does Private Equity Deserve a Spot in Your Middle-Class Portfolio?
Private equity serves mainly big institutional investors such as pension funds and college endowments, but now it's eyeing your 401(k).
Cut Losses, Take a Tax Loss by Selling Your Money-Losing Stocks
Booking losses to trim tax is a respected strategy, and it pays to do it carefully before the last week of the year — when conditions might change.
Stock Market Right Now: Bail Out, Stand Firm or Invest More?
For a start, a stock investor might ask two other questions: How long a downturn can I stand? And how much return would I give up to reduce my risk?
Forced to Tap IRA? You Might Be Able to Save Big From Roth Conversion
Unfortunately, Uncle Sam requires that you start IRA withdrawals after turning 70.5, whether you want to or not, and to pay taxes if you transfer the money instead.
6 Steps Your Household Can Take to Make Up for Slow Wage Growth
Wages could pick up if an economic surge and falling unemployment were to increase competition for workers. But don't hold your breath.
Stop Thinking About Risk Tolerance, Try Risk Capacity Instead
Are you asking what's your risk tolerance for retirement saving? It's the wrong question.
You Need to Know This Bright Side to Slower Home Value Gains
Think about a home as being more like a bond than a stock and that makes today's returns look pretty decent.
In Better Homeowner Market, 19% Still 'Under-Equitied,' Barely Above Water
Of 44 million residential properties with positive equity, approximately 9 million have less than 20% equity and 1.3 million of those have less than 5%.
Student Debt Taking About $83B From Real Estate Market This Year
It's tough to buy a home if you're already shouldering a lot of debt, and student debt has soared to $1.1 trillion from $241 billion in the past 11 years.
Housing Market Is Back Like Old Times -- Local Info Is the Only Info
As the housing recession recedes further, the largely uniform performance of local markets is also fading. So you'd bone up on your local market to buy or sell.
Are Waterfront Homes Really Worth 2 to 7 Times the Inland Price?
If buyers are willing to pay, these homes are worth the premium — but potential buyers are nonetheless wise to consider some issues.