Jeff Brown

Contributor

Jeff Brown's personal finance columns have appeared in many newspapers. He has blogged for The New York Times and PBS' Nightly Business Report. He also writes regularly for Knowledge@Wharton, the business journal at the Wharton School, University of Pennsylvania.

The Lock-In Effect on Low Mortgages Plagues the Housing Market

The Lock-In Effect on Low Mortgages Plagues the Housing Market

Just as it looks like the housing market is gaining strength, a new boogeyman may be emerging: the 'lock-in effect.'

Mortgage Lenders Have A Major Racket

Mortgage Lenders Have A Major Racket

They pay virtually nothing to borrow from savings and checking depositors, then lend at 4% or 5%.

The Housing Market Is Returning to Normal

The Housing Market Is Returning to Normal

Distressed" sales have dropped to the lowest level since December 2007.

Positive Condo Market Reflects Well on Overall Housing Market

Positive Condo Market Reflects Well on Overall Housing Market

Since condos are a kind of canary in the coal mine, that's good news for real estate in general.

Best Back-to-School Cars

Best Back-to-School Cars

Which wheels should you get to be a big man on campus, who keeps his budget in tact?

Is It Time to Rebalance Your Portfolio?

Is It Time to Rebalance Your Portfolio?

With market volatility, investors are think more strategically about the allocation of their assets.

Millennials Are Delaying Home Purchases: What Lasting Economic Effects Will This Have?

Millennials Are Delaying Home Purchases: What Lasting Economic Effects Will This Have?

Millennials have been starting families and buying homes later than their predecessors, thanks to the Great Recession and its ripple effects. Many experts have assumed this is temporary. But what if it isn't?

How Much Do You Need for a Satisfying Retirement?

How Much Do You Need for a Satisfying Retirement?

Not as much as you think, perhaps.

Should You Buy a Single-Family Home to Rent Out?

Should You Buy a Single-Family Home to Rent Out?

A study shows that many investors would like to dabble in the single-family home rental market -- but it's not easy to do, and the risks are scary.

Peak Home Prices Are Still Three Years Away, But Should You Sell?

Peak Home Prices Are Still Three Years Away, But Should You Sell?

Selling your house now, at a loss, is not necessarily the bad move it looks like at first glance.

How to Prepare for a Layoff

How to Prepare for a Layoff

We're not out of the woods yet. Here are some essential rules for your emergency fund and beyond.

Maximizing Social Security Benefits May Hinge on a Temporary Reverse Mortgage

Maximizing Social Security Benefits May Hinge on a Temporary Reverse Mortgage

When to start Social Security is a common question among those nearing the magic age of 62, when that hard-earned benefit can begin to flow.

Debt Settlement Can Ruin You

Debt Settlement Can Ruin You

It seems like a no-brainer: When a problem gets overwhelming, hire a pro to sort it out. Like when your debts snowball out of control.

Should You Leave Bonds Out of the Equation As Stocks Soar?

Should You Leave Bonds Out of the Equation As Stocks Soar?

Disciplined investors know it's important to stick to the plan. If a stock surge leaves your portfolio with 65% stocks instead of the 60% you'd intended, well, it's time to sell some stocks and move the proceeds to bonds or cash. But is that best?

Adjustable Rate Mortgages Are A Wise Choice for Borrowers

Adjustable Rate Mortgages Are A Wise Choice for Borrowers

No one's satisfied with the pace of the housing recovery, but there's no doubt things are getting better. Still, a quick snap back to normal is unlikely.

Adjustable Rate Mortgages Are A Wise Choice for Borrowers

Adjustable Rate Mortgages Are A Wise Choice for Borrowers

No one's satisfied with the pace of the housing recovery, but there's no doubt things are getting better. Still, a quick snap back to normal is unlikely.

Borrowing From Your 401(k) Has Some Positive Aspects

Borrowing From Your 401(k) Has Some Positive Aspects

At one time or another, nearly everyone has a sudden, unexpected need for cash. And the 401(k) may look like a lifesaver.

The Average U.S. Home Is Now Worth What It Was in 2004
Cash Home Sales May Not Signal Robust Economy

Cash Home Sales May Not Signal Robust Economy

Cash sales in housing would seem to signify a healthy economy. After all, excessive borrowing can be a red flag, with defaults and other troubles to follow. But that's not always the case.

Getting An Adjustable Rate Mortgage -- Is It Worth the Risk?

Getting An Adjustable Rate Mortgage -- Is It Worth the Risk?

Confounding most predictions, mortgage rates have remained unusually low this year. But should you get an ARM?

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