Jeff Brown's personal finance columns have appeared in many newspapers. He has blogged for The New York Times and PBS' Nightly Business Report. He also writes regularly for Knowledge@Wharton, the business journal at the Wharton School, University of Pennsylvania.
5 Reasons It's Good News When Increases in Home Value Slow Down
Homeowners can make more money when prices rise fast, but over time, owners and prospective owners are best served by a calm, orderly market.
7 Ways the Young Can Make Short-Term Homeownership Work
Renting is still the best option for many, but for some, buying a home is more a matter of minimizing risk.
Does Private Equity Deserve a Spot in Your Middle-Class Portfolio?
Private equity serves mainly big institutional investors such as pension funds and college endowments, but now it's eyeing your 401(k).
Cut Losses, Take a Tax Loss by Selling Your Money-Losing Stocks
Booking losses to trim tax is a respected strategy, and it pays to do it carefully before the last week of the year — when conditions might change.
Stock Market Right Now: Bail Out, Stand Firm or Invest More?
For a start, a stock investor might ask two other questions: How long a downturn can I stand? And how much return would I give up to reduce my risk?
Forced to Tap IRA? You Might Be Able to Save Big From Roth Conversion
Unfortunately, Uncle Sam requires that you start IRA withdrawals after turning 70.5, whether you want to or not, and to pay taxes if you transfer the money instead.
6 Steps Your Household Can Take to Make Up for Slow Wage Growth
Wages could pick up if an economic surge and falling unemployment were to increase competition for workers. But don't hold your breath.
Stop Thinking About Risk Tolerance, Try Risk Capacity Instead
Are you asking what's your risk tolerance for retirement saving? It's the wrong question.
You Need to Know This Bright Side to Slower Home Value Gains
Think about a home as being more like a bond than a stock and that makes today's returns look pretty decent.
In Better Homeowner Market, 19% Still 'Under-Equitied,' Barely Above Water
Of 44 million residential properties with positive equity, approximately 9 million have less than 20% equity and 1.3 million of those have less than 5%.
Student Debt Taking About $83B From Real Estate Market This Year
It's tough to buy a home if you're already shouldering a lot of debt, and student debt has soared to $1.1 trillion from $241 billion in the past 11 years.
Housing Market Is Back Like Old Times -- Local Info Is the Only Info
As the housing recession recedes further, the largely uniform performance of local markets is also fading. So you'd bone up on your local market to buy or sell.
Are Waterfront Homes Really Worth 2 to 7 Times the Inland Price?
If buyers are willing to pay, these homes are worth the premium — but potential buyers are nonetheless wise to consider some issues.
Watch Out for Mutual Fund Tax on Gains You Never Received
Mutual fund investors need to watch out for an unexpected and in some respects undeserved tax bill in any investing between now and the year's end.
Why Your Massive Student Loan Debt Is Kind of a Good Thing
College students can now look at the bright side of their debt burdens: Paying on time can boost a young person’s credit rating.
Your Credit Score Has Just Been Given a Boost: FICO Score Mercy
Tough lending standards introduced after the financial crisis have barred millions with tarnished credit from buying a home, trading up or refinancing. But there's good news on the way.
The 3 Kinds of Owners Who Can Still Refinance
By now most homeowners know that the refinance ship has sailed. Or has it?
The Lock-In Effect on Low Mortgages Plagues the Housing Market
Just as it looks like the housing market is gaining strength, a new boogeyman may be emerging: the 'lock-in effect.'
Mortgage Lenders Have A Major Racket
They pay virtually nothing to borrow from savings and checking depositors, then lend at 4% or 5%.
The Housing Market Is Returning to Normal
Distressed" sales have dropped to the lowest level since December 2007.