NEW YORK (MainStreet) With all of the hullabaloo over the Affordable Care Act rollout, the costs of supplemental insurance health care services that aren't usually covered in standard health insurance plans are being largely ignored.
That's a big mistake. After all, going to the dentist or optometrist or shopping for travel insurance can be as big an issue as going to a primary care physician to get an earache or a bum ankle checked out.
With good timing, eHealth, the Mountain View, Calif., online health care insurance exchange, unveiled its Costs of Supplemental Insurance Products Report last week examining costs from more than 39,000 U.S. consumer supplemental health care plans bought last year in the individual health care market.
Here are some costs the study found in data gathered last year:
Dental services: eHealth studied about 25,000 dental policies it helped sell last year. On average, consumers spent $30 per month for standard dental insurance. That declined for HMO dental plans, which clock in at $20 per month, on average. Looking at differences by age, it was the 35- to 44-years-olds paying the most per month ($37), while kids up to age 17 saw the lowest premiums ($23 per month.)