Reduce your footprint

Environmental benefits aside, reducing your carbon footprint can also save money. Try renting instead of buying any expensive items, like a leaf blower, video camera, skis or snowblower, which you may only use once a year or occasionally. And try fixing things like a lamp, a lawnmower, or many of your home electronics instead of buying something new to replace it.

When it comes to finding space in your budget, you can even look outside the box. October may not be the right time to convert your front lawn into a vegetable garden, but instead consider growing herbs indoors or do your own canning of local produce. If you are lucky enough to live in apple country, you can store some varieties all the way through winter.