Shopping
- Stores often match competitors' coupons or advertised specials. When you shop at your favorite stores, carry other stores' coupons and flyers and ask for the same deal.
- When I shop online, I always check Google for a coupon for the site before I check out. Just yesterday I saved $15 and got free shipping on shoes.
- Many businesses give affiliation or age discounts, so always ask. Even my vet gives a senior discount.
- Try to negotiate everything, not just cars. It's as simple as saying to a sales clerk (managers are better), "Is there something you can do about the price?" This is especially effective if you can find a minor defect in the item or if you're buying several items.
- When we need office furniture, like bookcases, we buy it used.
- Take stock before you shop. I have three bottles of Windex under the sink because I didn't look before I bought.
Food
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- In the supermarket, I look at the unit price. Many items such as tuna have a quantity surcharge—the bigger container has a higher unit price than the smaller one.
- I bring coffee to work in a thermos.
- Once or twice a year I won't buy as much food as usual and I try to empty the freezer and cupboards before buying more. The freezer, especially, is full of food I forget.
- Avoid bottled water. Buy a decent water bottle for everyone in the family, put their names on them, and refill.
- Cook more at home and make enough to freeze. Later, when you don't have time to cook, you're not tempted to buy prepared food, which costs more.
- Buy wine and beer by the case, which is cheaper. Either stock up for yourself or split with friends.
- I eat breakfast at home instead of buying it on the road or at work.
- Bring a bag lunch to work. And bring your own snacks too; those trips to the vending machines can add up.
- Buy kitchenware (pots, pans, knives, etc.) at kitchen-supply wholesalers. Many are open to the general public.
- Grow your own vegetables and herbs. You'll save a lot (think about the cost of a bunch of parsley or thyme) and you'll use them more since you'll have them on hand.
- We cut our grocery bill in half by planning next week's menu and shopping with a list.
- If you don't want to cook, get takeout instead of dining in the restaurant. There's no table service, so there's no tip, and you can resist adding dessert to your order.
- Eat half the restaurant meal and save the other half for lunch or dinner the next day.
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