401(k) Debit Cards Sound Good, but...
"The envelope system is good," Hotchkiss says. "I tried it myself. It seems silly, but it does work."
Burgher says he's going to give the envelope idea a go.
Get your FREE report from 
Don't miss the secrets behind...
- Dating Out of Your Salary Range
- 16 Infamous Tax Cheats
- Green Jobs that Pay Big Bucks
... and much more!