The 10 Best Online CDs

Bank of Internet USA
Bank Grade: B
Rate: 1.41% APY
Conditions: The account has a $1,000 minimum deposit.

Colorado Federal Savings Bank
Bank Grade: C+
Rate: 1.35% APY
Conditions: The account has a $5,000 minimum deposit.

Discover Bank (Stock Quote: DFS)
Bank Grade: C-
Rate: 1.3% APY
Conditions: A $2,500 minimum deposit is required for the account.

Ally Bank
Bank Grade: C
Rate: 1.29% APY
Conditions: The account has no minimum deposit.

GiantBank.com (Landmark Bank, N.A.)
Bank Grade: D-
Rate: 1.26%
Conditions: The account has a $2,500 minimum deposit.