Scammers are known to come out in droves after natural disasters, attempting to swindle distraught homeowners and charitable onlookers out of their hard-earned cash.
According to the Federal Trade Commission (FTC), which issued a press release urging residents to be on the lookout for fraudsters in the wake of Hurricane Irene peddling the same scams that typically follow a natural disaster like urgent but bogus appeals for charitable donations and fraudulent home repair schemes.
The Better Business Bureau (BBB) also warned consumers to be on the lookout for fly-by-night “storm chasers,” door-to-door salespeople hawking non-existent deals on repairs, and bogus charity solicitations. Both organizations offered the following tips for how to spot and avoid working with these individuals.
Look for Red Flags.
In terms on home repair peddlers, the BBB said to beware of any contractor who pressures you into working with them or asking for a full payment up-front. You should also be skeptical if a contractor tells you that you need to get the permits necessary to complete the repair.
Regarding fake charities, the FTC said consumers should be wary of websites and organizations that seem to have popped up overnight, which could be stated in the information on the website. Consumers should also exercise caution about making donations online, especially if those donations are being solicited through mass emails that feature embedded links and resemble spam.
Vet the organization.
While it can be easy to hire a contractor you’re not familiar with, since reputable contractors may be inundated with work, the FTC advises consumers to deal only with licensed and insured contractors. Consumers can verify a contractor’s authenticity by checking with their local Better Business Bureau and their local Home Builders Association to see if complaints have been lodged against whomever they are considering. It also helps to verify the track record of any roofer, builder or contractor you're thinking of hiring by asking for a list of recent customers and call them to check the references.