Insurance experts recommend these key measures to your home:
• Doors and Windows. Install impact resistant windows and doors or storm shutters that can protect your property from flying debris and high winds.
• Don't Forget the Garage. Garage doors can pose a serious risk during high winds if they are not properly secured. Replacing weak hinges and supports can reduce the likelihood of the door failing and severe wind damage to your house.
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• Check the Roof. Hire a contractor to inspect your roof. The roof may not survive high winds if the roof decking is not properly attached to the frame. Also, loose shingles or tiles can increase the roof’s susceptibility to high winds.
Hurricane preparation, however, involves more than just fortifying your structure. You could be forced to relocate during a hurricane or supermarkets, banks and other\essential services could be closed in the aftermath of a storm. It is recommended that you:
• Assemble a Hurricane Supply Kit. It should include emergency supplies including medication, nonperishable foods, a non-electric can opener, bottled water, a battery-powered radio, flashlight, extra batteries, extra clothes, important documents, a first-aid kit, cash and credit cards. Supplies should be stored in a waterproof, easy to carry container, such as a plastic tub with handles.
• Prepare a Personal Evacuation Plan. Identify evacuation routes in advance of a storm. In case you are evacuated to a shelter bring hurricane kit and pillows and blankets and personal hygiene supplies.
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Why You May Need Flood Insurance
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