HOW TO BEST WIN MY CLAIM?
Read the definition of disability in your insurance policy closely. Make sure you qualify.
Work closely with your doctor to provide the proper medical evidence to prove you cannot perform yours and/or any occupation.
Keep in mind: Self-reported symptoms like fatigue and pain don't fly with insurance providers because they are hard to measure. You'll need a stronger argument.

Catch more of Farnoosh’s advice on Real Simple. Real Life. on TLC, Friday nights at 8 p.m.