NEW YORK (MainStreet) — You already know you can use your credit card to buy your Valentine a heartfelt gift, but you might not realize it can also help you save a few dollars on the holiday in the long run.
Issuers are known to offer deep discounts and additional cash-back bonuses on popular Valentine’s Day items in their bonus point malls as Feb. 14 approaches. Here are a few of the better ones to consider.
Discover (Stock Quote: DFS) is offering 20% cash back at 1-800-Flowers, FTD.com, ProFlowers and Teleflora through its ShopDiscover service, while Citi (Stock Quote: C) is offering 15% cash back at KaBloom through its Citi Bonus Cash Center. Citi also has coupon codes available with FTD Florist that sweeten the 10% cash back cardholders can take advantage of in the bonus center. This includes $5 off on an order of red roses bought before Feb. 12.
Chase is offering rewards cardholders seven extra points per dollar spent on Godiva products and is providing a coupon code that entitles them to $10 off an order of $60 or more over at Ultimate Rewards. Citi is also featuring the coupon and offering 5% cash back on Godiva purchases through its Bonus Center. Citi cardholders can also get 6% cash back on purchases from Harry & David, plus an additional 20% off purchases using a coupon code. Bank of America (Stock Quote: BAC) is offering seven points back on each dollar spent at Ghirardelli in its WorldPoints Mall.
ShopDiscover is offering 20% cash back at 1-800-Baskets for cardholders looking to give chocolates, cookies or other assorted gifts. If your Valentine has an affinity for both chocolate-covered strawberries and charity, American Express (Stock Quote: AXP) is letting cardholders earn 12% back on purchases at Shari’s Berries, which will be donated to the United Way through its Deal Center.
Wining and Dining
ShopDiscover has another 20% cash back promotion going on with Restaurants.com, which is known for its attractive discounts available at local restaurants. Cardholders can also get 15% cash back on purchases from Wine Enthusiast, so if you’re heading to a BYO, you’ll be all set.
Chase is offering 12 points per dollar spent on Restaurant.com purchases in the Ultimate Rewards Mall. Citi cardholders can get 12% cash back on Restaurant.com purchases and 8% cash back on Zagat Wine purchases through its bonus center.