What To Do When Unemployment Runs Out

Get some income

If you've resisted selling personal possessions until this point, it may be time to bite the bullet and pick between needs and wants. Boats, ATVs, personal watercraft and even the family's second car can bring in larger amounts than smaller items, noted Seaman, of NEFE. But that doesn't preclude a traditional garage sale or selling other possessions online.

Professionals who have been focused on finding full-time work may have not considered contract or freelance work, but that could provide both a short-term income source and future connections.

Temporary jobs often pick up before the rest of the economy, as businesses seek help but don't want to commit to permanent employees. George Corona, chief operating officer of temp agency Kelly Services Inc., said the number of temp jobs are still declining, but the rate of decline has slowed. But some areas, like education, health care, science and engineering fields aren't as problematic. And Corona said it's not uncommon for temporary employees to be hired to permanent spots, if they make a positive impression.

If cash is tight, it's time "swallow your ego," and take whatever work you can find, said Larry Winget, an author and speaker who appears throughout the country, and frequently refers to his own out-of-work experiences.

"Most people that I've talked to are waiting around for jobs, or waiting for a career, or something to replace what they had on an equal basis," he said. "There's always work to be found if you're willing to do anything. It's all about your willingness."