5 Questions to Ask Yourself When Choosing a Credit Card

NEW YORK (MainStreet) — Credit card solicitations are a dime a dozen these days as issuers seek to widen their user base, but consumers should refrain from selecting a new product solely based on a seemingly good deal that pops up in their mailbox.

Thanks to the damage an inquiry or, perhaps more importantly, any misuse can do to your credit score, it’s a good idea to conduct a little research before applying for a new piece of plastic. Here are the five big questions you should ask yourself to find the card that’s right for you.