By Angela Colley
NEW YORK (MoneyTalksNews) Getting pulled over is a funny thing. No matter how old you are, you still feel like a teenager behind the wheel when those blue lights come on.
But after you get a ticket and the squad car is pulling away, you have two very adult thoughts: "I wonder how much this is going to cost?" and "Oh no! What is this going to do to my insurance rates?"
In the video below, Money Talks News founder Stacy Johnson has an answer to that question. From reckless driving to not wearing your seat belt, a recent study shows just how much that ticket will raise your insurance rates. Check it out and then read on for what you can do about it.
Tickets and your insurance rates
A study by Insurance.com analyzed 490,000 insurance quotes to figure out how different violations affect your car insurance rates. Here are their findings for 14 different violations:
- Reckless driving 22% increase.
- DUI (first offense) 19%.
- Driving without a license 18%.
- Careless driving 16%.
- Failure to stop 15%.
- Driving 30 mph or more over the speed limit 15%.
- Improper turn 14%.
- Improper pass 14%.
- Following too closely 13%.
- Driving 15 to 29 mph over the speed limit 12%.
- Driving 1 to 14 mph over the speed limit 11%.
- Failure to yield 9%.
- Driving without insurance 6%.
- Seat belt infractions 3%.